Company
Business Model
Auron earns from every payment it settles. No subscription required. No upfront cost. The business model is built into the protocol from transaction one.
Primary revenue — FX spread
Every USDC → INR settlement passes through Auron's quote engine, which applies a 0.85% spread to the live CoinGecko market rate.
EXAMPLE · ₹500 PAYMENT
Market rate (CoinGecko) ₹84.79 / USDC
Auron rate (0.85% spread) ₹84.07 / USDC
User sends 5.94 USDC
OnMeta uses for ₹500 5.90 USDC
Auron retains ~0.04 USDC (~₹3.60)
This accumulates in the treasury automatically — no invoicing, no manual collection.
TIPThe treasury is self-filling. Spread revenue accumulates in the Auron treasury wallet with every transaction — 0.82 USDC has already been earned from 29 devnet payments.
Unit economics
Per transaction
₹100 payment₹1.00 gross−₹0.50 OnMeta fee₹0.50 net
₹500 payment₹5.02 gross−₹2.50 OnMeta fee₹2.52 net
₹2,000 payment₹20.10 gross−₹10.00 OnMeta fee₹10.10 net
₹10,000 payment₹100.50 gross−₹50.00 OnMeta fee₹50.50 net
At scale — 10,000 transactions/day · avg ₹400
FX spread (0.85%)₹34,000 / day₹12.4M / year
OnMeta fees (~0.5%)−₹20,000 / day−₹7.3M / year
Net revenue₹14,000 / day₹5.1M / year (~$61K USD)
Revenue streams by phase
Phase 1 — FX spread (live now)
0.85% applied to every USDC → INR conversion. Self-accruing into the treasury wallet. No code changes needed to earn it — it is built into the quote engine.
Phase 2 — API licensing + treasury management
Developer API (starter)
Free · 500 settlements/month · community support
Developer API (growth)
₹4,999/month · 10,000 settlements · webhooks + analytics
Enterprise API
Custom pricing · SLA · dedicated support · higher rate limits
Treasury management fee
0.1–0.3% on idle stablecoin balances managed by Auron
Phase 3 — AI agent infrastructure
Flat fee per agent-initiated transaction on top of the spread. Agents that process high volume qualify for volume discounts in exchange for minimum monthly commitments. Businesses pay for the reliability guarantee, not the transaction itself.
Phase 4 — Liquidity network
Auron becomes a marketplace connecting merchants needing liquidity with investors providing it. Revenue from: matching fees, yield management, invoice financing spreads, and cross-border corridor fees.
Cost structure
Anthropic API~$60/month at 1,000 users (90% savings via prompt caching)
Vercel hosting~$20/month (Pro plan — includes Cron, KV, Edge)
Supabase~$25/month (Pro plan — enough for 10K payments/day)
Helius RPC~$50/month (dedicated Solana RPC — faster than public endpoints)
OnMeta fee~0.5% per transaction — variable, scales with revenue
Solana fees~$0.00025 per transaction — effectively zero
Fixed infrastructure costs are ~$155/month at 1,000 users — less than a single enterprise customer's monthly API fee.
Competitive positioning
No direct competitor does all of this:
WiseFiat-to-fiat only. No stablecoin rails. No AI. No programmable routing.
StripeNo crypto settlement. No on-chain verification. No Solana.
RazorpayIndia-native but fiat-only. No stablecoin input. No AI layer.
CircleStablecoin infrastructure but no last-mile UPI settlement.
TransakOn/off ramp only. No payment routing, no ledger, no AI.