THE PROBLEM
If you receive USDC from a foreign client, DeFi protocol, or on-chain payment — converting it to spendable INR takes 2–3 business days, exchange fees, and a KYC'd bank account. Auron eliminates that entirely.
Exchange → KYC → Bank transfer → Wait 2-3 days
USDC in Phantom → Auron → UPI Merchant ✓
HOW IT WORKS
Scan any UPI QR code in India, or type a payment intent in plain English. 'Pay ₹450 to Swiggy' is enough.
Review the exact USDC amount, live exchange rate, and settlement path. Sign with your Phantom wallet.
Auron converts USDC to INR and dispatches via UPI. The merchant receives rupees directly. You get a UTR number and a cryptographic receipt.
SETTLEMENT INFRASTRUCTURE
Three settlement paths
Primary via OnMeta, fallback via Razorpay X treasury, manual as last resort. Every failure classified and retried automatically.
Seven-point on-chain verification
Before any settlement: confirmation status, USDC mint, amount match within 2% tolerance, replay protection. Fail → settlement never starts.
Automatic reconciliation
Daily worker catches settlements that started but never completed — resolves against provider ground truth.
PATH A
OnMeta
0.5%
~20s
PATH B
Razorpay X
0.99%
~15s
PATH C
Manual
—
>1hr
SECURITY
10 requests per 60 seconds per user, enforced at the edge via Vercel KV.
Payments containing urgency signals trigger a mandatory 60-second cooldown and extra confirmation.
Amounts above your spend ceiling require hold-to-confirm. Extreme amounts require voice verification.
$500 USDC max per transaction. $2,000 USDC daily rolling limit. 10 transactions max per hour.
Every Solana transaction signature stored with a unique index. Already-settled signatures return 409 Conflict — permanently.
Only Auron's whitelisted programs can trigger a Phantom wallet prompt. External sites cannot request your signature.
LIVE STATS
ANCHOR VAULT
Auron's savings vault is an Anchor program deployed on Solana. Set an unlock date. Your USDC is locked in the program — not in a custodial account. The program enforces the time-lock. Nobody can touch it before the date.
ANCHOR PROGRAM
B5DwqnCoDrY8ezfGaZfpAnvZ4FwCtPNHk6vT5nRgFENg
SOLANA ACTIONS
Auron implements the Solana Actions spec. Generate a Blink — a shareable URL — for any payment. Drop it in a tweet, Discord, or website.